I've often thought that the duty and pleasure of being a legislator or Congress member is to spot things that are wrong, and fix them. Sometimes, they are easy fixes.
I've found one: Social Security. How many times do we hear that knowing when to take your money is crucial -- that you could lose thousands and tens of thousands if you do not start collecting at the right time.
So, why don't we fix that? Why has it been this way for decades, and no one has fixed it?
Is Social Security income taxable? If so, that might be where the inequity comes in. Do you slip into a higher tax bracket if you wait too long, therefore it becomes wise to start withdrawing money before you hit that higher tax bracket?
If so, just pass a law saying all Social Security income is taxed at the level you were taxed at at time of retirement, or whatever. This might not be the problem, but whatever it is, I would think the fix would be easy.
So, why don't we fix it?
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